The step by process are as following:


  1. Customer opens Paydeck website at Mobile Browser or Web Browser.
  2. Customer Does the Registration with Mobile Number & Email Verification.
  3. Customer Enters PAN Card Number, And address as per Aadhar or Passport.
  4. Customer Completes KYC Upload of Document in KYC section, either from Dashboard or From My Account area. KYC documents are 1. PAN Card Color Copy Front Side. 2. Aadhar Card Or Passport, Color copy, Front Side & back side.
  5. Customer Makes the Payment. While first time making the payment, customer has to add beneficiary. Beneficiary details required are: Account Number, IFSC Code, & Name as per Bank account.
  6. Customer chooses time of settlement - as How and when the customer want the money to be paid.
  7. Customer's Payment is charged/debited from the credit card.
  8. Customer providers Credit Card Verification document on email to Paydeck team.
  9. Verification of Card documents are done - Refer to FAQ or While Doing transaction advise about Card Verification.
  10. Payment is settled to customers Beneficiary account.


Please Note: In case of Suspicious transactions, further documents may be asked or the transaction is cancelled with penalty.


Type of Suspicious transactions:


  1. Trying to Transfer money from Credit Card to Own bank account - Such transactions are not allowed. And are cancelled & reversed back to the card.
  2. Trying to Transfer money from Credit Card to Credit Card NEFT account - Such transactions are not allowed. And are cancelled & reversed back to the card.
  3. Trying to Transfer Money for money laundering purposes: Documents will be asked to provide clarifications for the payment purpose chosen. If documents are not satisfying, the payment shall be cancelled & reversed back to the card.
  4. Trying to Use Credit Card For - Card to Cash Purpose - Such transactions are under AML. Documents shall be asked and on not being able to provide satisfying documents, the payment shall be cancelled & reversed back.

Please Note: Transferring money from credit card to Bank account for purposes, not listed at Paydeck's website is not legal at Paydeck. And thus any such transaction attempts won't be successfully processed.